I have realized that in Ghana here people forget about retirement. I don't know if is the same in Foreign countries. I went to an investment seminar some time back and I realized that is just 30% of people save for their retirement which is very bad.
We have to cultivate the culture of saving towards that.
Before you do that, one must have a financial plan that will help you save.
First identify your goal. Look at the various investment options like Treasury bills, money market funds, pension, shares etc. and choose what you want.
Start from there. Buy yourself assets; it could be lands, buildings etc. that can also bring more money into your pocket.
You can also do research on investment just to have more ideas and knowledge about it. You can also speak to someone at a bank where you save your money to explain some strategies about financing to enable you make good decisions when it comes to your finances or you can speak to a mentor who has a broader knowledge on financing who can coach you on what to do and how to go about it.
Don't end up working for 30 or 45years with nothing to show for it. Be smart so that you can enjoy during your retirement days.
Don't wait for tomorrow. Start Now for tomorrow might be too late.
Always remember "Plan your retirement immediately you start working and earning a salary".
#positivevibesonly
PEACE!!!! SHALOM!!!!
Comments